April Mifsud

April Mifsud

Wannabe travel advocate. Wannabe twitter ninja. Passionate reader. Certified zombie scholar. Certified internet maven.

48 Articles Written
Can I Use the Equity in My Home to Buy a Second Home When I Refinance My Mortgage?

Can I Use the Equity in My Home to Buy a Second Home When I Refinance My Mortgage?

Yes, you can use the equity in your current home to purchase a second property. Many people do this by refinancing their...

Is Mortgage Refinancing Right for You?

Is Mortgage Refinancing Right for You?

Are you considering refinancing your mortgage? It's a great way to save money and lower your monthly payments, but it's...

Using Home Equity to Pay Off Medical Bills When Refinancing a Mortgage

Using Home Equity to Pay Off Medical Bills When Refinancing a Mortgage

When it comes to managing medical debt, there are a few options available to those who are looking for ways to pay off...

How Long Does it Take to Refinance a Mortgage?

How Long Does it Take to Refinance a Mortgage?

When a homeowner decides to refinance their mortgage, they must go through an extensive process to get approved. This...

Refinancing Your Jumbo Loan: What You Need to Know

Refinancing Your Jumbo Loan: What You Need to Know

Are you looking to refinance your jumbo loan? Refinancing a jumbo loan can be a great way to save money and improve your...

What Documents Do I Need to Provide for Mortgage Refinancing?

What Documents Do I Need to Provide for Mortgage Refinancing?

When you refinance a mortgage, lenders often require the same documents you provided for the original loan. This includes ...

Can I Use Equity in My Home to Make Home Improvements When I Refinance My Mortgage?

Can I Use Equity in My Home to Make Home Improvements When I Refinance My Mortgage?

When interest rates are low, it's the perfect time to refinance your mortgage. The lower the interest rate you get, the...

How Refinancing Impacts Your Tax Returns

How Refinancing Impacts Your Tax Returns

Refinancing your home loan can be a great way to save money and take advantage of tax deductions. But it's important to...

Using Equity in Your Home to Pay Off Debts When Refinancing

Using Equity in Your Home to Pay Off Debts When Refinancing

If you're looking for a way to get rid of your credit card debts, cash-out refinancing could be the answer. This type of...

What is the Difference Between a VA and USDA Mortgage Refinance?

What is the Difference Between a VA and USDA Mortgage Refinance?

When it comes to buying a home, there are several mortgage options available to you. These include FHA, VA, USDA, and...

When is the Right Time to Refinance Your Mortgage?

When is the Right Time to Refinance Your Mortgage?

Refinancing your mortgage can be a great way to save money and reduce your monthly payments. But when is the right time...

Does Refinancing Your Mortgage Affect Your Tax Return?

Does Refinancing Your Mortgage Affect Your Tax Return?

Refinancing your mortgage can have a range of effects on your taxes, depending on the type of loan you take out and how...

Refinancing Your Mortgage: Programs for Low-Income Borrowers

Refinancing Your Mortgage: Programs for Low-Income Borrowers

Are you a low-income borrower looking to refinance your mortgage? If so, you may be eligible for special programs that...

Unlock Better Rates: A Fresh Look at Mortgage Refinancing in BC

Unlock Better Rates: A Fresh Look at Mortgage Refinancing in BC

Unlocking better rates through mortgage refinancing can be a game-changer for homeowners across British Columbia. Whether ...

Refinancing Your Adjustable Rate Mortgage: What You Need to Know

Refinancing Your Adjustable Rate Mortgage: What You Need to Know

Are you a homeowner with an adjustable rate mortgage (ARM) looking to refinance? If so, you're not alone. Many homeowners ...

Using Home Equity to Pay Off Car Loans When Refinancing a Mortgage

Using Home Equity to Pay Off Car Loans When Refinancing a Mortgage

Refinancing your mortgage and car loan at the same time can be a great way to save money and reduce your monthly...

Refinancing Your VA Loan: What Programs Are Available?

Refinancing Your VA Loan: What Programs Are Available?

Are you a borrower with a VA loan looking to refinance your mortgage? If so, you may be eligible for special programs...

How to Choose the Best Lender for Your Mortgage Refinance Needs

How to Choose the Best Lender for Your Mortgage Refinance Needs

Finding the right lender to refinance your mortgage is an important step that can save you money in the long run. With so ...

What Are the Closing Costs of Mortgage Refinancing?

What Are the Closing Costs of Mortgage Refinancing?

Refinancing your mortgage can be a great way to save money and lower your monthly payments. But just like when you bought ...

Simplified Refinancing with USDA Loans

Simplified Refinancing with USDA Loans

Are you a borrower with a USDA loan looking to refinance your mortgage? If so, you may be eligible for a simplified...

How Long Does it Take to Refinance a Mortgage?

How Long Does it Take to Refinance a Mortgage?

Refinancing a mortgage can take anywhere from 30 to 45 days, depending on the situation. However, there are certain...

Why Ann Arbor Residents Need An Estate Law Firm For Mortgage Refinancing Success

Why Ann Arbor Residents Need An Estate Law Firm For Mortgage Refinancing Success

Mortgage refinancing is a financial strategy that allows homeowners to replace their existing mortgage with a new one,...

What is the Maximum Debt-to-Income Ratio for Mortgage Refinancing?

What is the Maximum Debt-to-Income Ratio for Mortgage Refinancing?

When it comes to refinancing a mortgage, the debt-to-income ratio (DTI) is an important factor to consider. According to...

What is the Maximum Loan-to-Value Ratio for Mortgage Refinancing?

What is the Maximum Loan-to-Value Ratio for Mortgage Refinancing?

When it comes to mortgage refinancing, the maximum loan-to-value (LTV) ratio is an important factor to consider. Fannie...

Using Home Equity to Pay Off Credit Card Debt When Refinancing a Mortgage

Using Home Equity to Pay Off Credit Card Debt When Refinancing a Mortgage

If you're looking for a way to get rid of your credit card debt, a cash-out refinance could be the answer. This type of...

Comparing Mortgage Refinance Offers: A Step-by-Step Guide

Comparing Mortgage Refinance Offers: A Step-by-Step Guide

Getting the best rate on a mortgage refinance requires careful comparison of loan offers from multiple lenders. To ensure ...

Refinancing Your Mortgage with High Loan-to-Value Ratios

Refinancing Your Mortgage with High Loan-to-Value Ratios

Are you looking to refinance your mortgage but have a high loan-to-value (LTV) ratio? If so, you may be eligible for...

Are Refinancing Costs Tax Deductible?

Are Refinancing Costs Tax Deductible?

When it comes to refinancing your mortgage, you may be wondering if any of the costs associated with the process are tax...

What is Mortgage Refinancing and How Does it Work?

What is Mortgage Refinancing and How Does it Work?

Mortgage refinancing is a process that allows borrowers to replace their existing mortgage with a new one that has more...

What is the Difference Between Fixed-Rate and Adjustable-Rate Mortgage Refinance?

What is the Difference Between Fixed-Rate and Adjustable-Rate Mortgage Refinance?

When it comes to refinancing your mortgage, there are two main types of loans to consider: fixed-rate and adjustable-rate ...

What Are the Risks of Mortgage Refinancing?

What Are the Risks of Mortgage Refinancing?

Homeowners who refinance may find themselves paying more in the long run due to closing costs, a longer loan term, or a...

Can I Use Home Equity to Buy a Rental Property When Refinancing My Mortgage?

Can I Use Home Equity to Buy a Rental Property When Refinancing My Mortgage?

A cash-out refinance is a powerful tool that can be used to unlock the capital accumulated in a home and purchase a...

How to Refinance Your Mortgage with High Debt-to-Income Ratio

How to Refinance Your Mortgage with High Debt-to-Income Ratio

Are you looking to refinance your mortgage but have a high debt-to-income ratio? Don't worry, there are special programs...

Refinancing Your Mortgage with Bad Credit: What Are Your Options?

Refinancing Your Mortgage with Bad Credit: What Are Your Options?

If you have bad credit and are looking to refinance your mortgage, there are several options available to you. One of the ...

How Can An Estate Planning Lawyer In Fort Worth Help With Mortgage Refinancing Decisions?

How Can An Estate Planning Lawyer In Fort Worth Help With Mortgage Refinancing Decisions?

When it comes to making mortgage refinancing decisions, having the guidance of an estate planning lawyer in Fort Worth...

What is the Difference Between Cash-Out Refinance and Rate-and-Term Refinance?

What is the Difference Between Cash-Out Refinance and Rate-and-Term Refinance?

Are you looking to extract some of the equity from your home? Or do you want to exchange your current loan for one with...

Tax Benefits of Mortgage Refinancing: What You Need to Know

Tax Benefits of Mortgage Refinancing: What You Need to Know

Mortgage refinancing can be a strategic financial move, offering homeowners the opportunity to reduce their interest...

Using Home Equity to Invest in Stocks and Bonds When Refinancing a Mortgage

Using Home Equity to Invest in Stocks and Bonds When Refinancing a Mortgage

When you refinance your mortgage, you can use the equity in your home to invest in stocks, bonds, and other financial...

What Credit Score is Needed to Refinance a Mortgage?

What Credit Score is Needed to Refinance a Mortgage?

Refinancing a mortgage can be an excellent financial move, potentially saving homeowners substantial money over the life...

Why Tax Strategy Matters For Mortgage Refinancing In Johnson City, TN

Why Tax Strategy Matters For Mortgage Refinancing In Johnson City, TN

A well-crafted tax strategy is essential for businesses considering mortgage refinancing in Johnson City, TN. As...

The Benefits of Refinancing Your Mortgage

The Benefits of Refinancing Your Mortgage

Refinancing your mortgage can be a great way to save money and reduce your monthly payments. It can also help you pay off ...

What are the Benefits of Refinancing a Mortgage?

What are the Benefits of Refinancing a Mortgage?

Refinancing a mortgage can bring several significant benefits. When considering this financial move, individuals often...

How Much Money Can You Save by Refinancing Your Mortgage?

How Much Money Can You Save by Refinancing Your Mortgage?

Refinancing your mortgage can be a great way to save money. By comparing your current loan with a refinanced loan, you...

Using Home Equity to Pay for College Tuition

Using Home Equity to Pay for College Tuition

Even if you haven't paid your mortgage in full, you can still take advantage of your current equity and refinance your...